Get |
with bank-free Installments

Simple documentation

All you need is an ID and a phone number to complete the deal

No interest or hidden fees

no hidden fees or fine print in the contract

Account

High approval chance

Your chances are significantly higher than with a bank, even with less-than-perfect credit or previous rejections from banks and brokers

Preparing documents and e-signing

via SMS code for russian numbers or WhatsApp code for international numbers

Providing support at all stages

of the transaction process

Sending payment reminders

also via SMS or WhatsApp

Processing payments and issuing receipts

in full compliance with current legislation

Important:

We are not a bank and do not provide loans. your agreement is made directly with the seller or service provider

You complete the transaction directly with the seller or service provider through our platform, and we assist you.
Our service handles:

How it works?

1

The seller is registered with the "Amber Road" service

If not, ask the seller why they haven't joined yet

2

You have a phone number and valid identification

in most cases this is a national passport, though sometimes an ID card or similar document is accepted

3

other payment methods didn't work for you

you can't pay the full amount upfront, and either the bank declined your installment request or you declined the bank's offer

Just a few requirements to use our service

Step 5

First payment

Step 4

Installment agreement signing

Step 3

Payment schedule selection

Step 2

Consent to personal data processing

Step 1

Document upload

See the complete transaction process in the Amber Road service

How to get an installment plan through amber road?

The entire process is online. The seller creates a personalized link for you. The application process consists of 5 steps and takes no more than 20 minutes.

If i change my mind, can i just stop paying?

Short answer — no, here's why in more detail

When you complete the installment plan through Manifest and make the first payment, you agree to pay for all services provided by the seller, but only for the services you actually receive.

If at any point you decide to cancel the product or training, you must contact the seller to agree on the termination terms. The cost of services you have already received will then be calculated.

If this amount exactly matches what you've already paid, we will sign a Termination Agreement and the transaction will be fully canceled.

If the services received cost more than what you've paid through the installment plan, you remain obligated to pay for these services, though in some cases Sellers may agree to waive this debt.

If the services received cost more than what you've paid through the installment plan, you remain obligated to pay for these services, though in some cases Sellers may agree to waive this debt.